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Wednesday, 08 October 2008 |
By Dee Power
 If you have above average credit, you probably have at least one no fee credit card. Credit card companies reward individuals, who have good credit, with this type of card. Should you be appreciative? In a word no.
All credit cards have hidden fees. Financial institutions issue the cards to make money. Money is made on both sides of the transaction. The merchant pays a per sale fee and a percentage of the total sale as well as a monthly service fee. And of course the consumer pays fees as well. These hidden fees alone add up to millions of dollars each year. Some of them include:
Cash advance fees. There are very few credit cards that don't charge for obtaining cash from an ATM. In reality, these cash advances are considered loans. So, not only do you pay a fee for withdrawing the money but you are charged interest from that moment on. Rates vary, but typically range from 3% to 24%. Your payment usually goes to pay off the balance first before any cash |
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Last Updated ( Wednesday, 08 October 2008 )
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Tuesday, 07 October 2008 |
By David Castro
 If you are like many other business owners, you are probably trying to figure out how to get the most out of your business, and how to make your business work for you. Increasing advertising, upgrading equipment and purchasing inventory are all things that could increase sales for a business. But what do all of these things have in common? They all cost money. And sometimes it takes money that you just don't have.
If your lack of business funds is keeping you from taking your business where you want it to go, a bad credit business loan could be your best option.
There are many types of bad credit business loans. Some lenders promise business financing for business owners with less-than-perfect credit scores. But many times, they impose other requirements, such as extensive collateral, making the loan difficult to attain and/or very risky for the borrower.
These requirements render those business owners with lower credit scores and no collateral ineligible for this type of business financing.
Still, another type |
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Last Updated ( Tuesday, 07 October 2008 )
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